Whether you’re a self-employed sparkie in St Helens or a fleet manager running jobs across Liverpool, financing a van can make upgrading your vehicle more affordable and flexible. At Merseyside Van Sales, we know that one size doesn’t fit all — and that’s why we offer van finance options to suit every budget and business.
🚐 Why Choose Finance?
Spreading the cost of your van over manageable monthly payments means you can:
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🔧 Keep more cash for tools, staff, or stock
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📈 Upgrade your van sooner than saving up for one
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🔄 Replace or renew your van regularly to suit your changing needs
💡 What Finance Options Are Available?
At Merseyside Van Sales, we offer several tailored solutions, including:
✅ Hire Purchase (HP)
This traditional option spreads the cost over fixed monthly payments. Once the final payment is made, the van is yours outright — ideal for those who want ownership at the end.
✅ Personal Contract Purchase (PCP)
Lower monthly payments with flexibility. At the end of the term, you can either pay a balloon payment to keep the van, hand it back, or part-exchange it for a new model.
✅ Lease Purchase & Business Leasing
Perfect for VAT-registered businesses. Leasing often includes tax benefits, and you can reclaim VAT on monthly payments. Great for short-term fleet planning.
✅ Bad Credit? No Problem!
We understand that credit scores don’t always tell the full story. We work with specialist lenders to help more people get behind the wheel — even if your credit history isn’t perfect.
👉 Learn more about the benefits of buying your next van before the tax year ends in our guide to smart business moves .
📝 What Do You Need to Apply?
Applying for van finance with us is simple. You’ll typically need:
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A full UK driving licence
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Proof of ID and address
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Basic employment or income details
We’ll guide you through the rest with zero pressure and transparent advice.
🔍 Why Finance With Merseyside Van Sales?
🏡 As a family-run dealership, we offer honest, no-nonsense support — not pushy sales tactics. Plus, we have one of the best selections of used vans in the North West, including Ford Transit Custom, Vauxhall Vivaro, and Citroën Berlingo models.
📲 You can also chat with us directly on WhatsApp to get your questions answered in minutes!
📢 Ready to Apply?
Pop in for a chat or start your finance application online today — we’ll help you find a plan that fits your business.